10.5 💗 After Delivery: Final Financial Responsibilities for Surrogate Mothers

A Warm Reminder for Our Incredible Surrogate Mothers

First of all—thank you.

You’ve done something extraordinary. You've helped build a family, and at GSHC, we are deeply grateful for the strength, compassion, and heart you brought to this journey.

💼 You’re Not Alone — Our Team Will Guide You

As you enter the final stage of your surrogacy journey, our GSHC Case Manager and Accounting Manager will be right by your side. They’ll check in with you, help you track and submit any outstanding medical bills, answer your questions, and walk you through each step until all finances are closed and confirmed. You’ve done your part beautifully—we’ll help finish the rest with the same care and commitment you’ve shown throughout.

✅ Step 1: Medical Bills May Still Arrive (Even Weeks Later)

After delivery, it takes time for hospitals and OB offices to submit charges to your medical insurance. Once your insurance processes and approves those claims, you’ll receive bills for any remaining balance. This may take several weeks—or even months.

💡 These may include:

• Hospital delivery bills
• OB/GYN postpartum visits
• Anesthesiologist or lab fees
• Other related medical service providers

📬 Important: The address you gave the hospital is where these bills will be mailed.

If you moved after delivery, please check your new address carefully and consider setting up mail forwarding. Unpaid bills can go to collections—and we definitely want to avoid that.

✅ Step 2: Send Any Medical Bills to GSHC Immediately

As part of our continued support, GSHC’s Accounting Manager will help review your medical bills and ensure eligible charges are submitted to insurance or paid through escrow/lien services.

If you receive a bill:

• Don’t delay—send it to your case manager or accounting@gshc email
• Keep track of any calls or updates from the hospital or provider
• GSHC will follow up and confirm payments where applicable

💬 You’re not alone—we’re here to help close things out with care and clarity.

✅ Step 3: Health Insurance Coverage Ends 3 Months Postpartum

Per your surrogacy agreement, your health insurance policy generally remains active only up to 3 months after delivery.

Here’s what this means:

• After 3 months, you may be responsible for any new premiums or charges
• If you have a lien company, they may require a copy of your surrogacy contract to calculate the final payment
• Most escrow accounts (Surrogacy Passports) are closed within 12 months—after that, no further reimbursements are possible

So please be proactive—the earlier you send us your bills, the smoother the process will be.

🧾 Final Checklist

✔ Update your mailing address if you moved

✔ Check for hospital and OB bills regularly

✔ Send every bill you receive to GSHC promptly

✔ Follow up with your providers after a few weeks

✔ Confirm with our Accounting Manager that all bills are paid

✔ Reach out before your 3-month insurance window ends

💬 You Made a Difference — Let’s Wrap This Journey with Grace

At GSHC, we recognize that surrogacy is more than a medical journey—it’s a human one. You’ve done something powerful and selfless. Now, let us help you tie up all the final details so you can move forward with confidence and peace of mind.

From all of us at GSHC Surrogacy & Egg Donation—thank you for being part of our family. 💖